first time home buyer articles

first time home buyer articles

Mortgage Rates 2026 vs 2027: Which Suits First-Timers?

Mortgage Rates 2026 vs 2027: Which Suits First-Timers? For first-time homebuyers, 2026 rates currently sit slightly lower than 2027 projections, making 2026 the more affordable option for locking in a mortgage today. The gap stems from a modest rise in the Fed's policy rate and tighter underwriting that