Mortgages & refinancing
Myth‑Busting Ontario Mortgage Rates: What First‑Time Buyers Need to Know in 2024
Imagine walking into a home-buying workshop and hearing the word “rate” shouted like a thermostat knob being turned up. In March 2024 the Bank of Canada nudged the five-year fixed mortgage thermostat to 6.12 %, and that small twist is already reshaping what a first-time buyer can actually afford in