the fed rate changes
Slash 3 Payments By Dodging Mortgage Rates
By refinancing, opting for a low-rate ARM, and consolidating high-interest credit-card debt, borrowers can cut three monthly outlays even as the Fed holds rates at 5.25-5.50%. 30% of homeowners who refinanced during the 2023-24 boom now report savings of $400-$800 per month, while those who waited face