when are mortgage rates
When Are Mortgage Rates Expected to Drop? A First‑Time Buyer’s Guide to 2026 and Beyond
Mortgage rates are hovering around 6.4% for a 30-year fixed loan as of March 2026, and the Federal Reserve’s decision to hold rates steady has kept the housing market on edge. Homebuyers and refinancers alike watch the Fed like a thermostat, waiting for the signal that will cool